Do your members or employees face high deductibles or copays with other plans? Accident medical expense coverage could protect their financial future. These plans pay out pre-negotiated cash benefits for covered services up to a maximum amount.
At Nations Health Administrators, we help your members connect with insurance products that could work for them. If you're a small business, membership association, or agency, we can also manage the back-office tasks for these plans. Here's what you can expect.
Accident medical expense coverage allows your members to coordinate their care and benefits. It's an additional, or supplemental, insurance product. Typically, members have it in addition to other traditional insurance plans. After other plans have reimbursed them for care, accident medical expense insurance kicks in.
These plans pay cash benefits on an excess basis in the event of an accident. They're typically very affordable with small deductibles.
If an accident occurs, for example, and a member goes to the hospital, their traditional insurance may cover a portion of their visit. If the deductible is met on their accident medical expense insurance, and they still have outstanding charges, the plan provides cash benefits to help offset remaining expenses.
Depending on the plan your members choose, they can receive cash benefits for healthcare costs related to:
Together, these benefits provide financial protection if the unexpected happens. These cash benefits go directly to members, not healthcare providers. Many plans can start immediately.
However, these plans are best used in addition to traditional plans. They help with gaps in coverage and can be a life-changing supplement to another plan. Depending on the plan they choose, they only cover costs for certain covered services. Do note that these plans are not considered an ACA-compliant health plan for tax purposes.
We partner with nationwide carriers to provide high-quality, affordable insurance options to your members. As an exclusive administrator for The Health Depot Association and Affiliated Workers Association, we can provide group rates to your members.
With them, we create affordable insurance options for:
Accident medical expense insurance can help their members who:
These plans also offer a level of flexibility not available in traditional plans. Your members all have different health needs. These plans can be made to provide more coverage for some or lower monthly premiums for others.
How much members pay for their premiums will depend on:
Nations Health Administrators offers accident medical expense insurance in 27 states. The majority of our plans are guaranteed issue, but we also have standard issue options. Accident medical expense insurance plans provide just the right amount of benefits at an affordable price.
If you're interested in learning more about how we can help, contact us at +1-888-497-7349. We're here to answer any of your questions about accident medical expense insurance and our other healthcare options.
Contact UsOur team works from a unique model, pairing affordable insurance products with industry-leading member services.
Industry veterans from top insurance and financial organizations lead our team. Due to their experience, they understand many of the pain points that members, small businesses and associations, and agencies experience when managing healthcare plans.
We provide comprehensive, end-to-end services for your small business insurance administration needs, as well as agency support. We've developed high-quality relationships with leading carriers across the U.S. to create affordable and benefits rich plans for today's families. Our value-added benefits also protect members from many out-of-pocket costs.
By focusing on compliance, honesty, and reliability, Nations Health Administrators makes health insurance easier for everyone involved. This is what you can expect when you work with us.
Our long-term success at Nations Health Administrators comes down to one thing. We simply do things the right way for our customers and your members.
We're committed to making healthcare more accessible for everyone. By offering innovative and cost-effective solutions for today's families, we're making that happen.
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